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Take cover against an ill wind

Wind turbines might offer good returns for farmers - but not if they are vulnerable to extremes of the weather they need to operate. Gale force winds can blow debris or grit into gears or even cause entire turbine masts to collapse.

Farmers urged to make sure expensive turbines are insured

Wind turbines might offer good returns for farmers - but not if they are vulnerable to extremes of the weather they need to operate.

Gale force winds can blow debris or grit into gears or even cause entire turbine masts to collapse.

Only last month a 90ft mast was torn down by 65mph wind in Aberdeenshire, while in March a 64m turbine "snapped" and toppled in Co Donegal.

Haf Rowley, of H&H Insurance Brokers, suspects many turbine owners have not considered the cover they have in place.

If their mast is damaged, not only will they face large repair bills, they will loss income from the turbine while it remains out of action.

Haf said: "Although these incidents are fairly rare, unpredictable weather is becoming more regular.

"It means we should all be looking at our fixed asset investments and making sure that they are adequately insured."

The Caithness Windfarm Information Forum shows an average of 133 turbine accidents per year during 2007-2011.

Blade problems are the main cause of turbine failure, followed by fire and structural issues.

Haf said that, ideally, turbine insurance should be placed... more [truncated due to possible copyright]  

Farmers urged to make sure expensive turbines are insured

Wind turbines might offer good returns for farmers - but not if they are vulnerable to extremes of the weather they need to operate.

Gale force winds can blow debris or grit into gears or even cause entire turbine masts to collapse.

Only last month a 90ft mast was torn down by 65mph wind in Aberdeenshire, while in March a 64m turbine "snapped" and toppled in Co Donegal.

Haf Rowley, of H&H Insurance Brokers, suspects many turbine owners have not considered the cover they have in place.

If their mast is damaged, not only will they face large repair bills, they will loss income from the turbine while it remains out of action.

Haf said: "Although these incidents are fairly rare, unpredictable weather is becoming more regular.

"It means we should all be looking at our fixed asset investments and making sure that they are adequately insured."

The Caithness Windfarm Information Forum shows an average of 133 turbine accidents per year during 2007-2011.

Blade problems are the main cause of turbine failure, followed by fire and structural issues.

Haf said that, ideally, turbine insurance should be placed under an "Engineering Insurance Contract" and not just added as a "building" to the owner's commercial property portfolio.

Insured perils under the Material Damage section will then include Mechanical Breakdown cover.

"Without this addition to the cover, you could be left high and dry if the turbine head stops functioning," said Haf.

H&H Insurance Brokers, which is partnered by Ruthin Farmers Auctions, said actual losses have to be carefully considered when making claims.

Haf said: "It's not only the Feed-in Tariff at 20p-35p per kWh, but the unused electricity being sold back to the grid for 3p-5p per kWh.

"In addition there may be a case for claiming for the cost of replacing "green" self-generated energy, with that supplied by your electricity company."


Source: http://www.dailypost.co.uk/...

MAY 23 2013
https://www.windaction.org/posts/37248-take-cover-against-an-ill-wind
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